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ARCAml

Identity Management

Centralised, secure identity for every party in the guarantee lifecycle. No more duplicate records or re-verification frustration across ARCgx and MyGuarantee.

Unified Identities

A single source of truth for applicants, beneficiaries, issuers, and agents across products.

Verified Attributes & Docs

Attach verifiable data and documents with provenance and expiry tracking.

Privacy-by-Design

Role-based access, field-level consent, and encrypted storage with audit events.

De-duplication & Linking

Smart matching merges duplicates; relationships map parties across deals and roles.

Reusable Across Products

One verified identity powers ARCgx issuance/claims and MyGuarantee onboarding.

Evidence & Audit

Every verification, update, and access is logged with actor, time, and reason.

How it works

  1. Step 1
    Onboard party

    Collect core attributes and documents via hosted flow or API.

  2. Step 2
    Verify & screen

    Run KYC/KYB checks, sanctions/PEP screening, and risk scoring.

  3. Step 3
    Link & dedupe

    Merge duplicates; link roles (applicant, beneficiary, issuer) across products.

  4. Step 4
    Use & monitor

    Reuse verified identity for issuance, amendments, and claims with ongoing monitoring.

Privacy & Security

  • Field-level consent & redaction
  • Encryption at rest & in transit
  • Role-based access & least privilege
  • Full audit trail of access & changes

Integration

  • Hosted flows or headless API
  • Webhooks for verification events
  • Exports for ops & regulators