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ID Works
ARCAml

KYC / KYB Verification

Automated verification of individuals and businesses — document checks, registry lookups, and decisioning embedded directly into onboarding and transactions.

KYC — Documents & Liveness

Passport, driver licence, national ID, selfie+liveness, NFC reads where available.

KYB — Registries & UBOs

Company lookups, directors/beneficial owners, status & filings; role mapping and proof.

Risk Scoring & Flags

Configurable scoring by match strength, doc trust, watchlists, geography, and recency.

Decisioning & Evidence

Approve/deny/conditional with reasons, snapshots, and exports for reviewers & auditors.

Watchlists (via AML)

Sanctions, PEPs, adverse media integrated through ARCAml screening & monitoring.

Consent & Reuse

User consent, privacy-safe redaction, and reuse across ARCgx/MyGuarantee.

How verification works

  1. Step 1
    Collect attributes

    Person: name, DOB, address, docs. Business: legal name, number, country, directors.

  2. Step 2
    Validate & match

    Document checks, liveness, registry lookups, and fuzzy/exact matching.

  3. Step 3
    Screen & score

    Sanctions/PEP/media screening via ARCAml; compute composite risk score.

  4. Step 4
    Decide & evidence

    Approve, deny, or request more info; store snapshots and reasons with audit trail.

Registries & datasets (examples)

  • Company registries (e.g., ASIC AU, Companies House UK, SEC/EDGAR US, MCA IN) where applicable
  • Director & UBO disclosures, beneficial ownership datasets
  • Document verification & eID services (passports/IDs), address sources, and credit header data

Sample decision (KYB)

Entity Status Risk UBO Decision
ArcBuild Pty Ltd (ACN 123 456 789) Active 0.32 (Low) 2 identified, both KYC’d Approve
registry: ASIC watchlists: clear docs: verified
Try a KYC/KYB flow